An MBA,CFP,CWM with over 26 years of experience in Financial Services and Education industry. Raj started his career as a Commercial Officer with Voltas and within a short span moved to Citibank as an Asst Manager. Having learnt the ropes of consumer lending he moved to Standard Chartered Bank Mumbai as Manager Loans and spent the next 12 years with the bank managing multiple roles across Lending, Branch Banking, Liabilities, Marketing, NRI, Product Management, Capital Markets, and last was Head Priority Banking and Capital Markets before leaving and joining American Express as Director Cards, SME and Wealth Management. He then moved to DBS Bank to set up the Wealth Management business and was the Sr Vice President and Head Wealth Management. Since 2008 he has been an entrepreneur setting up multiple lines of business across Financial Service Distribution, a Boutique Investment Bank and a Corporate/ Vocational Training company.